Student Adventure Travel offers $49.00 

Trip Cancellation Protection Plan and Travel Insurance
DESCRIPTION OF COVERAGES

STUDENT TRAVEL SERVICES  

Trip Cancellation Protection Plan
  • Refunds for travel arrangements provided by Student Travel Services, Inc. (hereinafter "STS") in the event of cancellation up to your scheduled departure time due to sickness, injury or death to you, your immediate family member or traveling companion.
  • Written notification of cancellation must be received by STS by registered mail, confirmed facsimile, or overnight courier NO LATER THAN THE SCHEDULED DEPARTURE TIME in order to be covered by this plan. In addition, written verification by a physician of sickness, injury or death must be received by STS by registered mail, confirmed facsimile, or overnight courier NO LATER THAN 24 HOURS AFTER SCHEDULED DEPARTURE. Failure to follow these directions invalidates Plan.
  • Plan begins when trip is paid in full.
Items not covered:
  • Occupancy Surcharges. If one person cancels 15 or more days prior to scheduled departure, the remaining travelers are responsible for paying occupancy surcharges. If you cancel less than 15 days prior to scheduled departure, occupancy surcharges for the remaining travelers will be deducted from your refund.
  • Any government regulation or prohibition, war, civil disorder, nuclear reaction or contamination. If you must cancel for one of the above reasons, you will not receive a refund. You may have someone else replace you on the trip at no additional charge.
    The STS Trip Cancellation Protection Plan is provided by Student Travel Services, Inc. and is not part of the Trip Coverage and 24-Hour Assistance Services provided by HTH Worldwide Insurance Services.
$1,000 Trip Interruption
Trip Interruption pays for forfeited, non-refundable, unused payment or deposits and additional transportation expenses incurred if your trip is interrupted due to:
  • Sickness, injury or death of the insured, a traveling companion or family member;
  • Unforeseeable circumstances, which are those events or their consequences which could not have been reasonably foreseen or expected, and are outside your control. 

Reasons not covered:

  • Carrier caused delays such as mechanical difficulties (covered under Travel Delay);
  • Travel arrangement cancelled by the tour operator, airline, or cruise line;
  • Change in plans (“I just don’t want to go.”);
  • Financial circumstances (“I can’t afford to go”.);
  • Business or contractual obligations (“My boss changed my vacation.”);

  • Any government regulation or prohibition, war, civil disorder, nuclear reaction or contamination.
$100 Baggage Delay
  • Reimburses for the purchase of essential items if bags are delayed for more than 24 hours. Receipts are required
$500 Travel Delay
  • Reimburses up to $100 a day for reasonable, additional accommodations and for traveling expenses if there is a travel delay over 12 hours.
$500 Loss of Baggage & Travel Documents
  • Reimburses for damage to or loss or theft of baggage, passports, visas or other travel documents during your trip.
  • Pays for the unauthorized use of your credit cards, if you have complied with all credit card conditions imposed by your credit card company.
  • Pays for administrative fees to reissue lost or stolen tickets.

$5,000 Medical Expense

  • Pays for medical, surgical and emergency dental services, treatments and supplies during a trip. Also pays for professional nursing, hospital charges, x-ray and ambulance services.

  • Initial treatment must be received during the trip.

  • Pays for covered expenses for up to one year from date of injury/sickness.

$10,000 Emergency Assistance
  • Arranges and pays for emergency assistance services required as a result of an injury or sickness during your trip.
  • Pays for medical services required for evacuation to the nearest adequate medical facility, then pays for airfare costs from that facility to your return destination.
  • If you are hospital confined due to injury or sickness for 10 days or more, pays for economy round-trip airfare to the place of confinement for one person that you designate.

  • 24-hour global assistance service.

Termination Date: All coverages end on the earlier of:  (a) your arrival at the location at your return destination to which you directly go following your trip; (b) the return date; (c) the end of the coverage term; (d) cancellation of the trip. The effective date is the date the trip and premium are paid in full.

This information is provided for general information purposes and is subject to change. See the certificate of insurance for detailed information and rules. Copies are available from Student Travel Services, Inc. at 410-859-4200.

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